{"id":128,"date":"2022-07-25T15:02:35","date_gmt":"2022-07-25T15:02:35","guid":{"rendered":"https:\/\/nepting.com\/2022\/07\/25\/hello-world-copy-copy-2\/"},"modified":"2025-07-02T15:47:24","modified_gmt":"2025-07-02T15:47:24","slug":"driving-the-evolution-of-digital-payment-in-germany-by-visa-navigate","status":"publish","type":"post","link":"https:\/\/www.nepting.com\/en\/2022\/07\/25\/driving-the-evolution-of-digital-payment-in-germany-by-visa-navigate\/","title":{"rendered":"Driving the evolution of digital payment in Germany by Visa Navigate"},"content":{"rendered":"\n<h1 class=\"wp-block-heading has-text-align-center\">Evolution of digital payment in Germany<\/h1>\n\n\n\n<p>When European retailers looked to Germany, they discovered the strong emphasis Germans place on paying in cash. In 2017, according to the Bundesbank, this form of payment accounted for 74.3% of payments with 47.6% of amounts. (<a href=\"https:\/\/www.bundesbank.de\/resource\/blob\/670998\/af1bc43d50165834a36570d330a2a020\/mL\/zahlen-und-fakten-data.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">source<\/a>)<\/p>\n\n\n\n<p>The Covid-19 has had a significant impact on many aspects of daily life, including payment methods. In Germany, the bank payment landscape has also seen significant changes since the start of the pandemic. This report examines the evolution of bank payments in Germany since Covid-19, focusing on the trends and innovations observed.<\/p>\n\n\n\n<p>In 2021, again according to the Bundesbank report, Germany has gone from 57.8% of transactions for 29.9% of amounts to the benefit mainly of the Debit card, which now accounts for 22.6% of payments compared with 18.9% in 2017, and credit cards, which have made a prodigious leap forward from 1.6% in 2017 to 6.2% in 2021.<\/p>\n\n\n\n<p>Between the declining use of cash, the <a href=\"https:\/\/www.linkedin.com\/feed\/update\/urn:li:activity:7056582618133213184\" target=\"_blank\" rel=\"noreferrer noopener\">increased adoption of mobile payments<\/a>, the growth of e-commerce, the sharp rise in <a href=\"http:\/\/www.nepting.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">payment innovation<\/a> and the growing awareness of payment security, Germany is moving towards digital payments.<\/p>\n\n\n\n<p>It is therefore interesting to understand. <a href=\"https:\/\/navigate.visa.com\/europe\/future-of-money\/drivers-behind-germanys-digital-payments-evolution\/?utm_source=email&amp;utm_medium=Newsletter&amp;utm_campaign=21JUL22&amp;utm_content=button&amp;EloquaID=CINOE000000822606&amp;utm_term=GUARNOTTA%20Conseil&amp;utm_accounttype=unknown&amp;utm_clientsegment=unknown\" target=\"_blank\" rel=\"noreferrer noopener\">This is what this interesting article from Visa Navigate offers to its reader<\/a>.<\/p>\n\n\n\n<p>The NEPTING team<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Evolution of digital payment in Germany When European retailers looked to Germany, they discovered the strong emphasis Germans place on paying in cash. In 2017, according to the Bundesbank, this form of payment accounted for 74.3% of payments with 47.6% of amounts. (source) The Covid-19 has had a significant impact on many aspects of daily [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1559,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[23,24],"tags":[],"class_list":["post-128","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-nepting-in-motion","category-payment-in-motion"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Evolution Of Digital Payment in Germany - Nepting<\/title>\n<meta name=\"description\" content=\"Evolution Of Digital Payment - When European retailers looked to Germany, they discovered the 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